Manual Handling Trainers, Consultants and Back Care Advisers

Back Care Advisers are in growing demand from a society where more days at work are lost through bad backs than almost any other cause. It is not always possible or economic for specialists in this field to belong to a Trade or Professional Association and this insurance scheme has been designed to provide insurance to independent practitioners and consultants alike.

Although access to the Scheme is not conditional upon membership of any Professional Body or Association, practitioners will need to produce evidence of appropriate qualifications to demonstrate training and competency in their chosen field(s).

The cover is provided jointly by AXA Insurance and Royal & Sun Alliance utilising the latest Civil Liability wording with levels of cover and options to suit most individual requirements. The policy covers all previous work of a similar nature subject to any claims being reported to the practitioner for the first time during the currency of the policy.

There is no excess to pay on either compensation claims or legal defence costs incurred to protect the practitioner’s interests. In addition when retirement beckons or practitioners cease to practice, the policy will automatically provide up to three years run-off cover to deal with any claims from earlier work at no extra cost.

Quotations are subject to completion of an application form, available to download below. Please take the time to read the policy summary and Terms of Business before proceeding.

Documents to Download

Application Form
Summary of Cover
Terms of Business
Policy Wording

If you require assistance or further information please click here to send an email or call one of our advisers on 01245 321185.